Human users created with terraform cannot login with v2 login unless username is email

resource "zitadel_default_login_policy" "default" {
  allow_external_idp            = false
  allow_register                = false
  default_redirect_uri          = ""
  external_login_check_lifetime = "240h0m0s"
  force_mfa                     = false
  force_mfa_local_only          = false
  hide_password_reset           = true
  ignore_unknown_usernames      = false
  mfa_init_skip_lifetime        = "720h0m0s"
  multi_factor_check_lifetime   = "18h0m0s"
  password_check_lifetime       = "240h0m0s"
  passwordless_type             = "PASSWORDLESS_TYPE_ALLOWED"
  second_factor_check_lifetime  = "24h0m0s"
  second_factors                = ["SECOND_FACTOR_TYPE_OTP", "SECOND_FACTOR_TYPE_U2F"]
  multi_factors                 = ["MULTI_FACTOR_TYPE_U2F_WITH_VERIFICATION"]
  user_login                    = true
  disable_login_with_email      = false
  disable_login_with_phone      = true
}
resource "zitadel_human_user" "test-user" {
  email                        = "bone@test.net"
  org_id                       = zitadel_org.default.id
  initial_skip_password_change = true
  is_phone_verified            = false
  first_name                   = "testee"
  last_name                    = "useree"
  user_name                    = "bone@test.net"
  initial_password             = "Password1!"
  is_email_verified            = true
}